April 19 - First day of National Park Week
June 19 - Juneteenth National Independence Day
August 4 - Anniversary of the Great American Outdoors Act
September 27 - National Public Lands Day
November 11 - Veterans Day
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If a business, government office, or other source owes you money that you don’t collect, it's considered unclaimed. Unclaimed property can include many things, including cash, checks, money orders, security deposits, or the contents of safe deposit boxes.
The federal government doesn’t have a central website for finding unclaimed money. But you don’t need to hire a company to find unclaimed money for you. You can find it on your own for free, using official databases.
Businesses send money to state-run unclaimed property offices when they can’t locate the owner. The unclaimed funds held by the state are often from bank accounts, insurance policies, or your state government.
A bankruptcy creditor is someone who is owed money by a person or business which declares bankruptcy. Sometimes, the money owed to creditors remains undistributed by the bankruptcy court for a variety of reasons.
Foreign Claims – U.S. nationals can find money owed to them from foreign governments after the loss of property.
Every year, the Internal Revenue Service (IRS) has millions of dollars in tax refunds that go undelivered or unclaimed.
Refund checks are mailed to your last known address. If you move without notifying the IRS or the U.S. Postal Service (USPS), your refund check may be returned to the IRS.
If you were expecting a federal tax refund and did not receive it, check the IRS' Where’s My Refund page. You'll need to enter your Social Security number, filing status, and the exact whole dollar amount of your refund. You may be prompted to change your address online.
You can also call the IRS to check on the status of your refund. Wait times to speak with a representative can be long. But, you can avoid waiting by using the automated phone system. Follow the message prompts when you call.
If you move, submit a Change of Address - Form 8822 (PDF, Download Adobe Reader) to the IRS; you should also submit a Change of Address to the USPS.
If you are eligible for a federal tax refund and don’t file a return, then your refund will go unclaimed. Even if you aren't required to file a return, it might benefit you to file if:
and/or
You may not have filed a tax return because your wages were below the filing requirement. But you can still file a return within three years of the filing deadline to get your refund.
For information about your state tax refund check, contact your state revenue department.
Source: Federal Government
A Caption Telephone, or Captel, is a specialized phone designed to provide real-time captions for people who are deaf or hard of hearing. It works by using a text-to-speech engine to convert spoken words into text captions that are displayed on the phone's screen. This allows users to follow conversations more easily, especially in noisy environments or when dealing with accents.
Who Would Use a Captel?
Captels are primarily used by individuals who are deaf or hard of hearing. They can be particularly beneficial for people who:
How to Get a Free Captel
Many telecommunications companies in the United States offer Captels at no cost to eligible individuals. The specific requirements and application process may vary depending on the provider. However, generally, you'll need to:
Additional Tips
By following these steps and seeking assistance if needed, you can obtain a free Captel and enhance your communication experiences.
To see if you qualify for a Captel visit:
https://www.captel.com/captel/thirdparty/
https://hamiltoncaptel.com/captel-phone-no-cost-with-certificate-of-hearing-loss.html
The dynamics of a family and the way they deal with the aftermath of a tragedy involving one of their own members. A complicated family who clung to their faith in good times but abandoned it in bad. The value of wealth, influence, and connections in avoiding difficulty.
ebook on Smashwords:
If you live in the United States, Canada, the United Kingdom or Australia, you can save up to 70% off your grocery bill by following the suggestions in The Penny Pinching Pantry: How to Save up to 70% Off Your Grocery Bill by Billy D Manus II.
eBook is available on Kobo
Discover practical, every day solutions for getting $100.00 worth of groceries for $30.00. If you are budget minded or are simply tired of paying high prices for groceries, then this ebook is for you. Don't fall for Target's or Walmart's price reductions, when you can be saving a whole lot more money.
You can save money this year by visiting a US National Park for free in 2024 on these days:
Billy D Manus II
Billy D Manus II
Missing! The People Who Have Suddenly Disappeared is available for sale on Amazon in paperback and ebook format in English and Spanish.
For more details, visit:
https://bdmanus.blogspot.com/2022/10/missing-new-book-by-billy-d-manus-ii.html
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