Monday, November 4, 2024

Bingo Ad Sheet Free Offer - Zero Dollars - Download

 


Video Course - The anatomy of an Internet Marketer, Earn $3,000 per month (03:24:40 hours)

also included is Crafting Squeeze Pages (00:47:54) minutes and

Creating One Time Offers (00:30:35) minutes


 

 


Learn The Guitar Super Pack - Video Course and eBooks make it easy for anyone to Learn the Guitar. 







Tuesday, October 22, 2024

Uber & Lyft U.S. Election Day (November 5, 2024) Go Vote Discounts Up To 50%


Need a ride to the polls?

The rideshare companies Uber and Lyft will be providing discounts of 50% (or up to $10) on Election Day. To get the discount, voters can use Uber’s in-app “Go Vote” feature or preload the code “VOTE24” on Lyft’s app. Read more details from Uber and Lyft.

Monday, September 23, 2024

Are You Missing Out on Free Money!


How to Find Unclaimed Money

If a business, government office, or other source owes you money that you don’t collect, it's considered unclaimed. Unclaimed property can include many things, including cash, checks, money orders, security deposits, or the contents of safe deposit boxes.

The federal government doesn’t have a central website for finding unclaimed money. But you don’t need to hire a company to find unclaimed money for you. You can find it on your own for free, using official databases.

Search For Unclaimed Money in Your State

Businesses send money to state-run unclaimed property offices when they can’t locate the owner. The unclaimed funds held by the state are often from bank accounts, insurance policies, or your state government.

Search for Money From Employers

  • Unpaid Wages – The Department of Labor (DOL) may recover back wages for you if your employer broke labor laws. If you think you may be owed back wages from your employer:
    • Search DOL’s database of workers who have money waiting to be claimed. DOL holds unpaid wages for up to three years.  
  • Pensions from Former Employers – Search for unclaimed pensions from companies that either:
    • Went out of business or
    • Ended a defined pension plan

Search for Money From Insurance

  • VA Life Insurance Funds – Search the U.S. Department of Veterans Affairs (VA) database for unclaimed insurance funds.
    • The VA may owe money to current or former policyholders or their beneficiaries.
    • This database doesn’t include funds from:
      • Servicemembers’ Group Life Insurance (SGLI)
      • Veterans’ Group Life Insurance (VGLI) policies from 1965 to the present  
  • FHA-Insurance Refunds – If you had an FHA-insured mortgage, you may be eligible for a refund. FHA insurance refunds are issued by the U.S. Department of Housing and Urban Development (HUD).
    • Search the HUD database with your FHA case number. Case numbers have three digits, a dash, and the next six digits—for example, 051-456789.

Search for Money From Tax Refunds

  • Tax Refunds – The Internal Revenue Service (IRS) may owe you money if your refund was unclaimed or undelivered.

Search for Money From Banking and Investments

Search for Unclaimed Money From a Bankruptcy

A bankruptcy creditor is someone who is owed money by a person or business which declares bankruptcy. Sometimes, the money owed to creditors remains undistributed by the bankruptcy court for a variety of reasons.

International Unclaimed Money

Foreign Claims – U.S. nationals can find money owed to them from foreign governments after the loss of property.

Undelivered and Unclaimed Federal Tax Refund Checks

Every year, the Internal Revenue Service (IRS) has millions of dollars in tax refunds that go undelivered or unclaimed. 

Undelivered Federal Tax Refund Checks

Refund checks are mailed to your last known address. If you move without notifying the IRS or the U.S. Postal Service (USPS), your refund check may be returned to the IRS.

If you were expecting a federal tax refund and did not receive it, check the IRS' Where’s My Refund page. You'll need to enter your Social Security number, filing status, and the exact whole dollar amount of your refund. You may be prompted to change your address online. 

You can also call the IRS to check on the status of your refund. Wait times to speak with a representative can be long. But, you can avoid waiting by using the automated phone system. Follow the message prompts when you call.

If you move, submit a Change of Address - Form 8822 (PDF, Download Adobe Reader) to the IRS; you should also submit a Change of Address to the USPS.

Unclaimed Federal Tax Refunds 

If you are eligible for a federal tax refund and don’t file a return, then your refund will go unclaimed. Even if you aren't required to file a return, it might benefit you to file if:

  • Federal taxes were withheld from your pay

and/or

You may not have filed a tax return because your wages were below the filing requirement. But you can still file a return within three years of the filing deadline to get your refund.

State Refund Checks

For information about your state tax refund check, contact your state revenue department.

 

Source: Federal Government

Friday, September 20, 2024

How to Get a Free Caption Telephone (Captel) in the United States


 What is a Caption Telephone (Captel)?

A Caption Telephone, or Captel, is a specialized phone designed to provide real-time captions for people who are deaf or hard of hearing. It works by using a text-to-speech engine to convert spoken words into text captions that are displayed on the phone's screen. This allows users to follow conversations more easily, especially in noisy environments or when dealing with accents.  

Who Would Use a Captel?

Captels are primarily used by individuals who are deaf or hard of hearing. They can be particularly beneficial for people who:  

  • Have difficulty understanding speech in noisy environments
  • Struggle to follow conversations with accents or dialects
  • Need assistance with telecommunications

How to Get a Free Captel

Many telecommunications companies in the United States offer Captels at no cost to eligible individuals. The specific requirements and application process may vary depending on the provider. However, generally, you'll need to:

  1. Contact your telecommunications provider: Reach out to your phone company's customer service department.
  2. Inquire about Captel availability: Ask if they offer Captels and if you qualify for a free one.
  3. Provide necessary documentation: You may need to provide proof of your hearing loss, such as a doctor's note or a certificate from a hearing professional.
  4. Complete an application: Fill out any required paperwork to request the Captel.

Additional Tips

  • Federal Communications Commission (FCC): If you're having trouble getting a Captel from your provider, you can contact the FCC for assistance. They can help you understand your rights and options.
  • Accessibility services: Many states and local organizations offer accessibility services, including Captels. Check with your state's department of rehabilitation or a local disability advocacy group.
  • Online resources: There are several online resources that can provide information on Captels and how to obtain one.

By following these steps and seeking assistance if needed, you can obtain a free Captel and enhance your communication experiences.

To see if you qualify for a Captel visit: 

https://www.captel.com/captel/thirdparty/

https://hamiltoncaptel.com/captel-phone-no-cost-with-certificate-of-hearing-loss.html

 

 

Held Captive by Billy D Manus II



Held Captive: The Story of the Herriges' Family of Philadelphia, A Biography
 

The dynamics of a family and the way they deal with the aftermath of a tragedy involving one of their own members. A complicated family who clung to their faith in good times but abandoned it in bad. The value of wealth, influence, and connections in avoiding difficulty. 

ebook on Smashwords:

https://www.smashwords.com/books/view/1616784

Thursday, May 23, 2024

YES, You Can Learn How To Save 70% off Your Grocery Bill

 


 If you live in the United States, Canada, the United Kingdom or Australia, you can save up to 70% off your grocery bill by following the suggestions in The Penny Pinching Pantry: How to Save up to 70% Off Your Grocery Bill by Billy D Manus II.

eBook is available on Kobo

Discover practical, every day solutions for getting $100.00 worth of groceries for $30.00.  If you are budget minded or are simply tired of paying high prices for groceries, then this ebook is for you.  Don't fall for Target's or Walmart's price reductions, when you can be saving a whole lot more money.

 


 

US National Parks Free Entry Days 2024



You can save money this year by visiting a US National Park for free in 2024 on these days:

  • June 19
  • August 4
  • September 28
  • November 11


Find a national park near you

US National Park Passes

Tuesday, November 15, 2022

eBook Get More Free America, Inflation Busters series Now Available



Get More Free America: How To Get The Best Things for Free and Keep More Money in Your Pocket!: Inflation Buster Edition V 1 (Inflation Busters)

Billy D Manus II

 

Wednesday, October 19, 2022

Get More Free America, Latest Edition, Money Saving Book is Available Now on Amazon.com

 


Get More Free America: How To Get The Best Things for Free and Keep More Money in Your Pocket!: Inflation Buster Edition V 1 (Inflation Busters)

Billy D Manus II



Sunday, October 16, 2022

Just In Time For Halloween, Read Missing!


 

 

 

 

 

 

 

 

Missing! The People Who Have Suddenly Disappeared is available for sale on Amazon in paperback and ebook format in English and Spanish. 

For more details, visit:

https://bdmanus.blogspot.com/2022/10/missing-new-book-by-billy-d-manus-ii.html

Thursday, September 8, 2022

Free KDP Low Content Pages - Free Download

Have you ever wanted to publish your own Amazon KDP Low Content books and earn a hefty profit, well now you can for free.

A low-content book has minimal or no content on the interior pages. These pages are generally repetitive and designed to be filled in by the user. Common examples include notebooks, planners, journals, and other similar works.
 
How much money can you make with low content KDP books?
Low content books are a great way to earn passive income, the Internal Revenue Service (IRS) says passive income can come from two sources: rental property or a business in which one does not actively participate, such as being paid book royalties or stock dividends.  Some authors earn $1,000s of dollars each and every month from low content books.
 
What type of books are low content?
  • Journals
  • Planners
  • Prompt notebooks
  • Log books
  • Coloring books
  • Sketch books
  • Puzzle books
  • Music composition notebooks
  • Game books
  • Kids learning books
  • Guest books 
  • Recipe books
  • Reception Books
  • Wedding Guest Books
 
KDP Low Content Niche Keywords
 
Use this list of Niche Keywords within Amazon's search engine to further drill down a niche.  When results are under 1,000, you have successfully found the perfect keyword. 

Goal setting journal. 2,000
New years resolution journal. 20,000
Fitness journal for men. 5,000
Journal for kids with Anxiety. 1,000
Gratitude journals. 10,000
Affirmation journal. 10,000
Journal for teenagers. 60,000
     Journal for teenage girls. 8,000
     Journal for teenage boys. 6,000
     Journal for hunters. 2,000
Journal for mental health. 10,000
Hiking logbook journal. 1,000
Photographers photo log. 3,000

Enter these words in Amazon's search engine.  What is the total number of search results? 
Positivity journal.
Travel journal.
Art journal.
Journal for women with prompts.
Journal for men.
Weight loss tracker journal.
Journal for mental health
Hiking logbook journal
Photographers photo log
 

Thursday, August 18, 2022

The Ultimate Life Coaching Course - Earn from $50,000 up to $250,000 per Year*


Life Coaching Can Help You to Achieve Your Full Potential

Do you know that you have more to offer, but struggle to understand how to apply yourself in order to achieve your goals? Do you find it difficult to believe that you have the ability to fulfill your dreams and live the life that you have always wanted to have?

Many people struggle each and every day with a sense that they will never live up to their full and true potential. And unfortunately, many of those individuals will never overcome the personal mental barriers and fears that prevent them from accomplishing their life’s purpose.

But, there is good news for those who are willing to ask for help. With personal life coaching and personal development training, anyone can achieve their true potential. They can reach their goals and find that something special within themselves that will make their life feel more complete.

How Personal Life Coaching Can Help

So, what is personal life coaching exactly? Life coaching is a process for individuals to undertake with the help of a coach, who will have a number of conversations with the individual and provide mentoring and advice based upon what is needed by the client. During the process, individuals – or even groups – will be asked questions that help them to really examine their lives through a whole new set of eyes and from an unbiased, knowledgeable perspective.

Some questions will be relatively straightforward: are you happy with the way your life is going? What are you looking to improve in your life – the way you accomplish your work, the amount of and quality of time that you have for your family? Other questions will require more thoughtful answers.

These questions are designed to help the life development coach see to the obstacles that stand between the client and their ultimate success in realizing their goals. These questions encourage the life coach’s clients to focus on their fears, their challenges, and on whether or not they are committed to reaching their stated goals.

Developing A Path For Success

Based on the answers to all of the questions that a life coach asks – the easier and the more difficult questions – a life coach will work with his or her client to re-structure the way that the individual approaches their life, work and problems. In part, this may mean that the client will be thinking differently about how to solve problems or defining an effective strategy towards reorganizing their lives in a positive way. It may also mean that the client will begin to condition him or herself to actually reach his or her goals.

Sometimes, the personal life development coach will recognize that the individual’s real goals differ from his or her stated goals in a number of ways. When this happens, the life coach will help his or her client see the contradictions between their stated and real goals.

In order to help with this conditioning, a life coach is dedicated to teaching their client’s how to use tools that will boost their level of self-accountability. He or she will work with the client to help them overcome their fears and stumbling blocks, so they are better able to achieve their goals – their personal goals, their professional goals and even, in many cases, their financial goals.

Reaching goals, like life coaching itself, is a process. Unlike a therapist, a life coach will not work with his or her client to discover the roots of their problems. Instead of looking to the past, a life coach will help their client look to the future. At the end of the process, an individual will be able to clearly identify his or her goals and develop the tools and resources that are needed to achieve them.

Become a Life Coach Today!

Recommended Title:

The Complete Life Coaching Guide
https://www.lifecoachspotter.com/what-is-a-life-coach/

Earn a Life Coaching Certificate (Affiliate Link)
100% Free Online Courses, 20 to choose from
https://tinyurl.com/FreeLifeCoachEducation

Get Paid $50,000 to $250,000 per year just being a life coach.  Learn how to become a life coach with little to no money, quit your job, and have no worries. (Affiliate Link)
 

 

*Earnings amounts listed are not typical.  Most people will earn $0.00 because they don't apply the knowledge from the materials. This blog does not give financial or employment advice.  Webmaster will make a small commission from the affiliate link listed above.

Sunday, July 31, 2022

These States Are Offering Relief Payments of up to $1,500, Do You LIve In One?

California
Californians will get payments, dependent on income, tax filing status, and household size.

Single/Head of Household Taxpayers
who earn less than $75,000 will receive:

Taxpayers who earn $75,000 -- $125,000
will receive:
$500 with children
$250 no children.

Taxpayers who earn over $125,000 will receive:
$400 with children
$200 no children.


Colorado

Starting in August 2022,

Individual taxpayers will receive $750 

Joint taxpayers will receive $1,500


Delaware

Starting in July through October, 2022,

any resident who filed a tax return in the state in 2020 or 2021 will receive $300


Florida

Eligible families, including foster and adoptive, will receive $450 per child, one time payment.


DCF reports those eligible to receive the payment include both relative and non-relative caregivers, foster parents, some families who receive Temporary Assistance for Needy Families (TANF), and those who fall under the Guardianship Assistance Program (GAP).

To inquire about eligibility, call the DCF Customer Call Center at 850-300-4323. 


Georgia

One time payment for residence who filed taxes:

If you’re married or filed with your spouse, will receive $500.

Heads of Households will receive $375

Single filers or those who filed separately will get $250.

 

Hawaii

One time tax refund starting in the last August 2022,

Thousands of Hawaii residents are set to get a one-

Less than $100,000 annually will receive a $300 rebate.

$100,001 to $200,000, then you’ll get $100.

Families with children could get more money.


Illinois

Earned less than $200,000 in income on your 2021 taxes you will receive $50 rebate.

Couples with earnings of less than $400,000 will receive $100

Filers will get $100 per child that are under 18 in their household.

Those with children can claim up to an additional $300.

The state is temporarily suspending grocery, gas, and property taxes.


Maine

Individual taxpayers with incomes of up to $100,000

Head of Household with incomes of up to $150,000

and Joint filers with incomes of up to $200,000

will receive $850


Massachusetts

Individuals who earn between $38,000 and $150,000,

will receive $250

Joint filers who earn up to $150,000 will receive $500


New Jersey

Starting in July, residents will receive $500.


New Mexico

Starting in August,

Single residents who earn less than $75,000 will receive $250

Married couples or Heads of Household who earn less than $150,000 will receive $500


South Carolina

After October 2022, residents who filed tax returns in 2021 will receive between $700 up to $800.


Virginia

Between September and October, 2022, residents who filed taxes before July 1, 2022 will receive up to:

$250 for individuals

and $500 for Married couples